A Loan Estimate Is a 3 page document that breaks down the terms of your mortgage and is regulated by the government.
A Loan Estimate protects you by forbidding your lender to change the terms of your mortgage without a valid change of circumstance.
A Loan Estimate must be provided to you by your lender within
3 business days of receiving your signed purchase contract, otherwise your loan is FREE, they CANNOT charge you any lender fees.